Fintech Genome

Security tokens


2018 brings an end to ICO and the introductions of SECURITY TOKENS

TAO ( Token Asset Offering )

The market can now clearly divide the two types of TOKENS

Utility Token
-this is great for companies who have already a points system or token built
-has a large user/community/users in their platform
-no secondary exchange for the token

Security Token
-for all companies globally
-you must use an exemption that is allowed in the country which you are selling your tokens


Hi @oscar Yes, I think Legacy Finance has Equity + Debt. Blockchain Finance has Equity + Utility Token. The latter is as much about marketing as it is about capital raising and a well designed Utility Token has a big impact on Equity value.


Hi @BernardLunn .

The market is adopting tokenization but one thing is very clear an utility token has no place within the securities regulations.

The first 2 waves of tokenization was all marketing, fraud and nothing to show. The next wave is much different.

2019 is the year of the Security Token Protocol that gets adopted by companies, investors …