Hi @BernardLunn, thanks, it's good to have found a forum for this interest, and a lively one at that. Ubanquity has rethought and build what digital banking / integration is. The system is almost - but not quite - a core banking system in its own right. Instead, Ubanquity integrates and rides on top of core banking systems. This isn't dissimilar to BackBase, for example. The difference being 'how' the integration layer and the private APIs work.
We've been working with the system at an exploratory level for a number of months. It's very promising and at this point in time we're just embarking on an integration and development of a transactional system for one client.
For our UX and Dev. teams Ubanquity allows a degree of freedom that few other systems/solutions offer - we can develop with anything - react, angular2, Xamarin, native apps - it's all there and up to us as the developer/design team to decide.
At a service design level we've found that since Ubanquity delivers only services and data - no widgets, no pre-determined presentation / interaction layers, that we can model our solution more closely to the client requirements, extending where we need. Another aspect of Ubanquity we're impressed with is the developer sandbox - it works and it works well. We can push the limits of customer interactions in a safe, controlled environment that's not a scaled down version of production.
If they do it right I see Ubanquity being a positive disruptor in the space. It's bold, innovative and forward looking.