Funding Circle Review


#1

Hello,

I recently wrote a review on Funding Circle. It would be great to get your thoughts and comments.

Check it out:

https://www.orcamoney.com/blog/funding-circle-review

Thanks, Iain


#2

It would be great if you could build default/loss curves for the 2010 and 2011 vintages, and bootstrap curves for the later vintages given observed performance to date and then applying the same shape as the curves for earlier pools.


#3

Hey,

A very good suggestion. Coming up with a suitable default estimate for loans in their infancy has been difficult so I appreciate your input.

I’ve taken a note and will consider this when I get back to the data!!

Thanks, Iain