I think I would agree with Lord Turner that the underlying risk factors are generally the same. What changes in different iterations of finance is the delivery scheme: the design of the contracts, the legal structure of the intermediary, any other agents involved (and their incentives), the amount of due diligence etc. which then makes the particulars of how things "fall apart" in a downturn look different.
Fintech can make things more or less stable and sustainable, depending on how it handles these age-old challenges. Even cyber-risk is not new in essence: The risk to the infrastructure of account and the information contained therein. Florentine bankers circa 1400 also probably worried that their books might be stolen, burned by accident or on purpose.