Well it appears that I have successfully kept KarmaCoverage under the radar for the last few years.
- We are designed as a Distributed Ledger based P2P Coverage service offering.
- We are specifically designed the financial service to not legally qualify as "Insurance" therefore we will not be subject to the regulatory burden.
- We have had multiple F500 companies reach out to us. All of those conversations resulted in a request to see a proof of concept, but they want that will require some resources first.
I have spoken to several of the founders of other P2P offerings around the world, including some researchers who put out papers on P2P insurance. I am waiting to get my hands on the Lemonade offering for NY whenever that comes out! You can see one of my answers on Quora regarding Lemonade here
@Rstar (Hi Ross, I just invited Pascal to join your LinkedIn group) Ross is right to add the Christian Health Share plans to the list, as they are the among a few Operating offerings in the US.
RickHuckstep & BernardLunn... regarding TeamBrella, they are the closest to KarmaCoverage, and hence (in my opinion) the closest to being a true P2P service offering that can succeed.
That said, using the Bitcoin blockchain as the base accounting system is a mistake, I can elaborate on this if necessary. There are better options.
I have been focused on this since 2012, and am available for expertise requests or discussing potential partnership arrangements focused on getting KarmaCoverage the resources it needs to get going.
Glad to find this Genome.dailyfintech area!
Edit: along with Teambrella, TongJuBao deserves special attention for the legal design of their service offering, due to their financial service not qualifying as an "Insurance" product.
PS: @RickHuckstep I receive & enjoy your Digital Insurer emails, and have noticed that KPMG is mentioned on your site. I am also in touch with one of KPMG's Capital Markets partners (I believe he is a partner, but maybe not) with the nature of our conversations revolving around Capital Markets & Distributed Ledger technology.