You make some good points there. I have renamed the title to make it easier to find.
Re technology, these numbers from your article tell the story:
“Right now Zhong An Insurance is investing heavily on technology development. The R&D expense from 2014 to 2016 is 22.4, 63.9 and 214.4 million RMB and accounts for 2.8%, 2.8% and 6.3% of total premium income respectively.”
One big reason to be bullish about Zhong An, which is quite different from Lending Club, is that Zhong An is a full stack service. The analogy would be Lending Club with a banking license. That is where independence from Ping An is so critical. As a father I know that children grow up and become independent. How do you say that in Chinese?
What do you think @EricForgy? Any thoughts from an America POV @amy.radin?
@Zarc it would be great if you posted here in both English and Chinese. I suggest using two different posts, one in each language.
Re language, what do you recommend - Simplified Chinese or Mandarin or both? I would love something better than Google Translate. I will send you an email so we can discuss offline.